Property valuation expert registered with the RENNES Court of Appeal

06 89 29 10 08contactbargain-expertise.frFRGet in touch
Who you are

Banks, insurers, investors, public bodies: regulatory and litigation valuations

Your needs are dictated by a framework: mortgage security, five-yearly valuation, net asset value, State valuation office opinion, declaration of public utility. The report respects that framework, under the European Valuation Standards 2025 and the Charte de l'expertise.

  • Expert registered with the RENNES Court of Appeal
  • Charte de l’expertise 2025
  • EVS 2025 TEGOVA
  • Professional indemnity insured

Your needs

Your needs, my answers

Bank and credit institution

Market value and mortgage lending value for security, lifetime mortgage, finance lease, doubtful loans, loan litigation, credit committee.

Market value

Insurer, mutual, provident institution

Five-yearly valuation of property investments, entry into the portfolio, claims on a before-and-after value basis.

Market value

Liability insurer (notaire, estate agent, surveyor, building defects cover)

Calculation or counter-calculation of the alleged loss: loss of value, lost chance, discount after a defect.

Loss of value

SCPI and OPCI (French regulated property funds), property company, family office

Regulatory valuation, net asset value, split between land and buildings, due diligence, portfolio arbitration.

Market value

Municipality, inter-municipal body, département, public developer

Acquisition and disposal above the threshold for the State valuation office opinion, declaration of public utility, pre-emption, land taking, development zone, public works damage, planning litigation.

Compulsory purchase

Social landlord, community land trust, public land agency

Sale of social housing, solidarity leasehold (bail réel solidaire), discount, land value, land holding.

Market value

What I stand for

For an institution, the value is only part of the deliverable. The rest is the report's compliance with the framework that made it necessary, and the traceability of every piece of data.Erwan BARGAIN, Property valuation expert registered with the RENNES Court of Appeal

Frequently asked questions

Do you apply the EVS and the Charte de l'expertise?
Yes. The reports follow the European Valuation Standards 2025 of TEGOVA and the Charte de l'expertise en évaluation immobilière (6th edition, November 2025), with the bases of value made explicit: market value, mortgage lending value, prudent value within the meaning of the CRR regulation, investment value, fair value.
Can you handle a portfolio?
Yes, with a systematic visit in Brittany and western France, and across France with targeted visits and desktop valuations for the rest, depending on the client's requirements. In-house data tools speed up the collection of comparables.
Are you insured and for how much?
Professional liability insurance with Protexi Assurances (policy no. 11077698304). The certificate is attached to every quote.
Do you act for the State or against it?
Both. I have been instructed by local authorities to secure an acquisition and by taxpayers facing the French tax administration (DGFiP). The independence of the method is the same.

Describe your situation, receive a free quote

By email or by phone, as you prefer. The quote sets out the assignment, the timeframe and the price.

Request a quote06 89 29 10 08